Aetna offers a broad range of health insurance and other related services, which include medical, pharmacy, dental, and group life and disability. Aetna’s mission is to “help people achieve health and financial security by providing easy access to cost-effective, high-quality health care”.

Anthem BlueCross BlueShield

Anthem is dedicated to delivering better care to members, providing greater value to customers and helping improve the health of communities. Anthem is an affiliate of BlueCross BlueShield, serving customers in Colorado, Nevada, Georgia, Indiana, Kentucky, Maine, Missouri, New Hampshire, Virginia, and Wisconsin.


Flexible benefits. Affordable insurance. – One of the largest marketers of employee benefits in the United States, Assurant focuses on small to mid-size groups. Assurant Health provides benefits to individuals.

CareFirst BlueCross BlueShield

CareFirst is the largest health care insurer in the Mid-Atlantic region, and has the largest provider network in the region, having more than 80% of all providers participating.

Coventry Healthcare of Delaware

Coventry is a “diversified national managed health care company based in Bethesda, Maryland”. They provide a full range of products and services which include Medical, Medicare Advantage, and Medicare Prescription Drug plans, to name a few.


Cigna works with employers and organizations around the world helping employees stay healthy and on the job. We work closely with brokers and consultants to develop innovative programs, help individuals and families improve their health, well-being and sense of security—and lower their medical costs. And, Cigna provides access to a global network of physicians and hospitals—as well as 24/7/365 live customer service.


To improve the oral health of all – DentaQuest is the third largest dental benefits administrator in the United States. Innovative dental benefits solutions are providing better outcomes at a lower cost.

Delta Dental

Delta Dental is the first company to specialize in dental benefits, and provides coverage to more than 59.5 million people in all 50 states, the District of Columbia, and Puerto Rico.


For over and century and a half, Guardian has maintained stellar customer service and continued to value the relationships it holds with individuals, families, and business owners.

Highmark BlueCross BlueShield

Highmark is an affiliate of BlueCross BlueShield, serving over 5.3 million health insurance plan members in Pennsylvania, Delaware, and West Virginia.

Horizon BlueCross BlueShield

Affiliate of BlueCross BlueShield serving generations of New Jersey families for over 80 years. With over 3.7 million members, Horizon continues to provide access to quality care to all residents of New Jersey.


Humana’s diverse lines of business work to serve all types of consumers. From families to seniors to military members to self-employed individuals, there is a plan to meet many unique needs.

Kaiser Permanente

Kaiser Permanente works with contracted physicians and specialized treatment centers to monitor and coordinate all medical services for patients. Through evaluation with healthcare professionals within the system, physicians are able to provide quality service to lead to an overall better life.


MetLife strives to be the leading global life insurance and employee benefits company. With over 90 million customers in more than 50 countries, they continue to grow their business with focus, innovation and profitability.

Mutual of Omaha

Mutual of Omaha provides affordable insurance and financial products to help customers through life’s transitions.


As a premier provider of employee benefits, the Principal Financial Group offers group disability, life, vision and dental insurance to growing companies across the United States.


The Standard specializes in providing group and individual disability insurance, group life, AD&D, group dental and vision insurance, as well as retirement plan products. With more than 6 million customers nationwide, the Standard continues to help people achieve financial well-being and peace of mind.

Sun Life

Sun Life is a leading provider of employee’s benefits in the United States. For over 150 years, Sun Life has helped protect people through a variety of life, disability, dental, accident, cancer, critical illness, and stop-loss insurance.

United Concordia

United Concordia is one of the largest dental insurers in the United States. With over 100,000 dentists nationwide, United Concordia works to find the link between oral health and overall wellness, proving that a “healthy mouth is a healthy body”.

United Healthcare

United Healthcare is the largest single health carrier in the United States, providing coverage to over 70 million Americans. With over 750,000 physicians and health care professionals nationwide, United Healthcare strives to improve the quality and effectiveness of health care for all Americans.


Unum provides financial protection benefits to provide individuals and families with the financial security they need to better cope with the loss of a loved one or the inability to work due to illness or injury. Unum protects over 20 million people worldwide, and serves the needs of 170,000 businesses.


Celebrate the magic of clear, healthy vision”. For more than 50 years, VSP has offered world-class products and services to eyecare professionals, employers, and more than 56 million members.


(410) 778-9008

860 Washington Ave

Chestertown, MD 21620

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Our Services

Life and A.D & D.
Short Term Disability
Long Term Disability
Long Term Care